Bankruptcy

X97ZMQBTU59A

X97ZMQBTU59A   Read More →

Minnesota Deficiency Judgements Due To Mortgage Defaults Appear To Be Increasing!! Be Careful!

I recently read an article about the banks pursuing judgements after a short sale or foreclosure. The Minnesota home ownership center is FANTASTIC. They have lots of great information. Here is the link to their article: Minnesota Home Ownership Center: Sued – After A Foreclosure   Read More →

Open Source Documents-Unbelievable Resources-Find YOUR topic of Interest

If you’ve never visited http://www.Archive.org, you are missing a wonderful site.  From this site, you will find many resources that are out of copyright and you can download and use them as you wish.  You will find all the classics and some fun things as well.  Just for fun, I have the download of a book called “Little Gardens” which is a book about setting up a garden... [Read more]

Mortgage Underwriting guidelines For Bankruptcy

VA and FHA tends to be much more lenient on approving a loan after a bankruptcy.  In fact, with FHA we can get you a new loan or refinance your existing loan if you have a chapter 13 bankruptcy and have had on time payments for the past 12 months.  VA generally requires 2 years from the discharge date.  Conventional loans (Fannies Mae & Freddie Mac) tend to require the longest time... [Read more]

How To Recover From Bankruptcy In Half The Time

By Alexander Wennstrom If you should pose the above-mentioned question to a bankruptcy law expert or attorney bankruptcy law professional, the answers might surprise you. Mostly those who have not been successful to fend off, stave or avoid bankruptcy, are looking for quick fixes. Once they realize that the blemish will be affecting their credit rating, ability to access financing, loans... [Read more]

Top 10 Bankruptcy Mistakes

By Richard Waple Bankruptcy mistakes can be very costly and all too often an individual filing bankruptcy will make inadvertent mistakes that jeopardize their chance of discharging their debts and retaining exempted property. Avoid these Top 10 mistakes and you will be well on your way to a successful bankruptcy filing. 1. Transferring Real Estate or Other Assets: Some people try and... [Read more]

Cheap Fast Bankruptcy Loans!

By Kirthy Shetty Bankruptcy stains a debtor’s financial life and reflects badly on his credit. He sometimes feels that all avenues for funding any further need in his life is closed for ever. But a cheap fast bankruptcy loan can help you out of your financial predicament and provide you loans after bankruptcy. Fast Bankruptcy loans can help you live in your dream home, drive a car... [Read more]

Avoid Bankruptcy With 3 Effective Alternatives

By Dean Shainin One must avoid bankruptcy while he still can. Filing bankruptcy may save one from his debts, yet this has serious demands and consequences so it shouldn’t be dealt with without due consideration. Avoid bankruptcy and one also avoids its profuse demands. So should one avoid bankruptcy? This stringency in bankruptcy is (blamed) justifiable against Bankruptcy Fraud of those... [Read more]

Bankruptcy Information – Common Courtroom Terms

By Rick Munster Bankruptcy- Bankruptcy Terminology, 45 Terms to Know and Understand Many debtors and creditors know little of the bankruptcy process. These terms are to help assist individuals in understanding bankruptcy. The terms provided are as defined from the Public Information Series of the Bankruptcy Judges Division. TERMS & DEFINITIONS Adversary Proceeding – A lawsuit arising... [Read more]

The Myths and Reality of Avoiding Bankruptcy

By Cole Collins The reasons to avoid bankruptcy. The number of people filing for bankruptcy in 2006 was 617,660 – in 2007 that number increased to 850,912. Bankruptcy is turning into the most convenient option for people who are facing severe financial problems. However, strikingly, the majority of these people are ignorant of two very significant factors. One, bankruptcy is not... [Read more]